AiLA-T005

Disclaimer

The information contained in this fact sheet is not tailored to the needs of any person, entity or group of persons and for informational purposes only to provide a general overview of our AiLA Indices. In preparing this fact sheet, OPALai Pte Ltd has relied on information obtained from public sources reasonably believed to be accurate and reliable which OPALai Pte Ltd has not verified. No representation or warranty, express or implied, is made that any such information is current, accurate or complete and it should not be relied upon as such. The fact sheet is provided on an” “as is” basis without any warranty or representation of any kind, and OPALai Pte Ltd is not obligated to update any information presented in this fact sheet. To the maximum extent permitted by law, OPALai Pte Ltd shall have no responsibility or liability, and accepts no responsibility or liability, for any loss, damages, costs, charges, expenses or other liabilities including without limitation direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages (such as lost income, lost profits and opportunity costs), whether arising in tort, contract, strict liability or otherwise, in connection with any use of this fact sheet or any of the information or data contained herein, even if advised of the possibility of such damages. It is not possible to invest directly in an index. Exposure to assets represented by an index is available through investable financial instruments that seek to provide an investment return based on the performance of an index. A decision to invest in any such financial instrument should not be made in reliance on any of the statements set forth in this fact sheet. Prospective investors are advised to make an investment in any such financial instrument only after carefully considering the risks associated with investing in such financial instruments, as detailed in an offering memorandum or similar document that is prepared by or on behalf of the issuer of the financial instrument or vehicle. The financial instruments are not endorsed, sponsored, promoted, sold or supported in any other manner by OPALai Pte Ltd nor does OPALai Pte Ltd offer any express or implicit guarantee or assurance either with regard to the results of using AiLA Indices or the index level at any time or in any other respect. OPALai Pte Ltd is not an investment adviser and nothing in this fact sheet constitutes a recommendation by OPALai Pte Ltd (or any of its directors, officers, employees, partners or licensors) to invest capital in financial instruments nor does it in any way represent (or construed to represent) any recommendation, advice, assurance or opinion of OPALai Pte Ltd with regard to any investment in a financial instrument. Inclusion of a security within an index is not a recommendation by OPALai Pte Ltd to buy, sell, or hold such security, nor is it considered to be investment advice. Past performance should not be considered as indication or guarantee of any future results. Charts and graphs are provided for illustrative purposes. The information in this fact sheet does not constitute tax, legal or investment advice and may not be reproduced or re-disseminated in whole or in part without the prior written consent of OPALai Pte Ltd. This fact sheet is proprietary to OPALai Pte Ltd. Its content may not be modified, reproduced, redistributed or stored in a retrieval system in whole or in part without the prior written consent of OPALai Pte Ltd.